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have landline calls included in your phone plan : See more about 1850 call costs, some people have reported long waits on the phone. BTL mortgages are now subject to a limit of 70 LTV. Help to Buy Scheme that is now up and running and can provide up to 5 of the deposit on a new build home. Each individual mortgage is not subject to this limit but the banks must ensure that at least 90 of their BTL mortgages each year (by value) have this LTV limit of 70 applied. Buy to Let mortgages (BTL).

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Irish Water Refunds - Money Guide Ireland



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Around 1 million customers will be refunded all the water charges they have paid which will be a total of around 173m. New regulations were announced in 2015 by the Irish Central Bank that set lending limits for mortgages in Ireland. If you received the Water Conservation Grant that will not affect the refund, you will still get a full repayment of all the money you paid to Irish Water. There is no need to apply for a refund. A cheque, attached to a letter, will be sent to the Irish Water account holder at their registered address with Irish Water. If you paid water charges to a landlord than you will have to take the matter of a refund up with them. Banks can lend more than the specified limits in some cases but they have to stick to annual targets on the amount of mortgage loans that they allow to go over these limits.

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